Online Loans is a financial marketplace that, since 2012, has been helping customers to quickly and conveniently select cash loans, card loans, find out their credit rating and select a mortgage online. All it takes is a smartphone with an active internet connection.
Interested in online microloans or no time to compare loan offers? Online Loans, using a special algorithm, will calculate which MFIs will approve your loan quickly and you will receive money immediately, and which ones may refuse.
Filters will help you choose a microloan according to your preferences. Check how convenient it is: instantly pick up a loan without refusal, apply for it without proof of income and get money online on the card.
Just a few clicks and the leading MFIs will open their doors for you: Moneyman, Do Salary, Zaymer, etc.
You can use the personal selection of cash and card loans, credit cards, car loans, mortgages and microloans online by credit rating - we will automatically sort offers according to the probability of issuance and save your time.
Credit score calculation includes: detailed reports on credit history and financial health rating, as well as fraud protection service.
Requirements for the borrower:
- Over 18 years old
- Have citizenship and an certifying document
- Any credit history
Conditions for obtaining a loan on a card:
- Loan term from 4 to 9 months
- Loan in the amount of 5000 to 30000 ₽
- Minimum loan interest rate 0.1% per day
- Maximum interest rate 1% per day
- Maximum annual interest rate (APR): 365%
- Money can be received from 10 to 60 minutes, after confirmation
An example of calculating a loan on a card:
A loan in the amount of 12,000 ₽ was issued for 107 days. The interest rate is 0.8% per day.
The amount of interest is 10272 ₽
The amount of the monthly payment will be 5568 ₽
The total amount of the payment will be 22272 ₽. (Principal debt: 12,000 ₽. and interest: 10,272 ₽.)
Calculation formula 12,000 ₽ + ( 12,000 ₽ * 0.8% rate per day * 107 days ) = 22,272 ₽
TFR (full cost of the loan) as a percentage is 86% per annum.
Consequences of non-payment on the loan:
In case of violation of the terms of payment of the online loan, the amount of the penalty may be 0.4% of the total amount of delay per day, but this amount of penalty cannot exceed 10% of the entire loan.
